The society provides a wide range of financial services. These can be broadly categorized as lending services and savings services.

Under lending services, the society offers loans, part in kind, part cash. Members can avail the loans for the following needs

Short term loans for Crops

18 types of medium term loans meant for Purchase of current motors, purchase of cranes, deepening of wells, installation of drip sprinklers, laying pipelines, establishing or maintaining or augmenting poultries, Milch animals, sheep rearing, Poultry, drip irrigation,rig loans, silk yarn, purchase of power tillers, purchase of maze Sheller, installation of Anato plants, construction of toilets, purchase of paddy cleaner soil laying, and purchase of solar lantern etc.

Long term loans for Development of orchids, purchase of tractors etc.

The Cooperative stores keep a stock of most of the items required by its members, the member can easily purchase the goods.

Under savings services, the society extends the services as under
Savings Deposits – Interest of 5%
Fixed Deposits – interest of 7%
Thrift Deposits – Interest of 9%
Current Deposits

The society is strict about recovering loans. At any given point of time, it is unlikely that the society has a default payment that has been standing for more than 3 years and the Co-operative has never written off a debt as bad. It has simply collected and members have paid, because they trust the society to be there to provide services on time and adequately. They know too, that any bad debt eats into the savings, capital and reserves, all of which belong to the members.

Allied with the savings services, the lending services have resulted in creating precious equity for many of the old members. In fact many of them have savings that worth more than the crop loans that they take each season from the bank.

Naturally, these savings act as a cushion for credit and also serve as working capital for non-credit activities of the society. The society pays an attractive interest to members on these savings, since these funds are less costly than funds available from banks.